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June 30, 1994 June 30, 1995 June 30, 1996 June 30, 1997
6 Associations 6 Associations 5 Associations 5 Associations
ASSETS AND LIABILITIES 3 Branches 6 Branches 5 Branches 6 Branches
ASSETS:
Mortgage Loans $225,153 $258,287 $246,514 $255,744
Less: Loans in Process -$6,071 -$6,358 -$7,521 -$6,044
Share Loans $1,678 $1,671 $1,496 $1,951
Other Loans $20,051 $27,157 $24,087 $26,520
Real Estate Owned $289 $302 $198 $176
Stock In FHLB - - - $2,485
Cash $17,351 $15,938 $18,598 $20,546
Investments $36,865 $33,488 $31,533 $35,338
Office Buildings $4,628 $5,454 $4,587 $4,594
Furniture and Fixtures $1,116 $1,163 $752 $573
Accounts Receivable $543 $77 $550 $1,452
Other Assets $1,529 $2,531 $4,420 $2,752
TOTAL ASSETS $303,132 $339,710 $325,214 $346,087
LIABILITIES:
Savings $259,823 $289,866 $280,452 $294,289
Borrowed Money $8,000 $9,875 $4,500 $9,000
Accounts Payable $407 $812 $1,175 $689
Other Liabilities $2,683 $3,674 $3,840 $3,423
TOTAL LIABILITIES $270,913 $304,227 $289,967 $307,401
EQUITY CAPITAL:
Federal Insurance Reserves $4,172 $4,172 $4,173 $4,172
Other Reserves $670 $742 $738 $790
Capital Stock $4,546 $4,605 $5,245 $5,816
Surplus $5,827 $5,908 $1,959 $2,337
Undivided Profits $17,004 $20,056 $23,132 $25,571
TOTAL EQUITY CAPITAL $32,219 $35,483 $35,247 $38,686
TOTAL LIABILITIES & EQUITY CAPITAL $303,132 $339,710 $325,214 $346,087
Note: Detail may not add to totals due to rounding.Source: S.C. State Board of Financial Institutions, Annual Report 1996-1997.
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