3-6. Number of Licensees, Assets, and Analysis of Loans by Consumer Finance Institutions in South Carolina: December 31, 1985-1994

                             TOTAL       LOANS                AMOUNT OF   AVG AMT
                NUMBER       ASSETS    RECEIVABLE  NUMBER OF  LOANS MADE  OF LOAN
     YEAR     LICENSEES   (THOUSANDS) (THOUSANDS) LOANS MADE (THOUSANDS)    MADE


Restricted Licensees 1/

     1985        299        107,245      72,145     593,969    192,240     323.65  

     1986        320        115,020      77,920     621,082    208,904     336.35  

     1987        364        126,393      86,499     675,547    228,287     337.93  

     1988        407        111,540      98,328     787,501    265,785     337.50  

     1989        405        116,484      97,912     813,792    275,735     338.83  

     1990        391        122,474     106,305     847,668    299,053     353.00  

     1991        389        127,467     111,331     855,776    314,864     367.00  

     1992        399        137,482     119,102     901,123    347,223     385.00  

     1993        410        162,291     137,820     885,189    373,294     422.00  

     1994        426        201,231     172,859     950,490    432,721     455.26  


Supervised Licensees 2/

     1985        435      1,082,050   1,080,453     438,643     898,102  5,043.12  

     1986        455      1,204,393   1,197,482     429,083     917,066  5,608.50  

     1987        461      1,283,742   1,279,580     441,378     998,100  5,472.75  

     1988        491      1,959,815   1,922,418     485,161     970,870  5,190.43  

     1989        512      1,393,115   1,372,171     495,739   1,024,733  2,067.08  

     1990        532      1,538,967   1,523,237     594,109   1,147,529  2,044.00  

     1991        528      1,450,969   1,448,142     560,329   1,040,257  1,679.00  

     1992        524      1,555,052   1,537,190     543,302   1,088,213  2,110.00  

     1993        529      1,691,048   1,663,512     598,139   1,309,850  2,300.00  

     1994        552      1,920,119   1,904,590     694,941   1,508,492  2,362.00  

1/: Interest rates are regulated; maximum loan amount is $7,500.

2/: Interest rates were deregulated in 1982; there is no maximum loan amount.

Source: SC State Board of Financial Institutions, Consumer Finance Division, November 1995.